A good HDR is essential for water look.
What are your settings?
These are mine:
I also set Bloom in post.
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Thank you this makes sense as I have just been using metcaps with a
Metallic effect for my gemstones!
image|667x500
Hey you stole my technique 
good job
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Haha - well almost.
Used it in this
insect wings
thread already, after seeing SporkFuMaster doing insect wings with Nomad. but water, chrome etc. are living from good HDR maps in any software. I have some technical studio light HDR which are not working good btw.